FAQ

What is EdgeLoanz?

EdgeLoanz is a loan connection platform that links consumers with potential lenders from our trusted network. We are not a direct lender and do not issue loans, make credit decisions, or guarantee loan offers or approvals.

How does EdgeLoanz work?

You submit one simple loan request through our platform. Our system then matches your information with lenders in our network who may be able to meet your borrowing needs—saving you the time and effort of applying to multiple lenders individually.

How long does the request process take?

The online request form is fast and easy to complete. In many cases, once you submit your information, you may be connected with a lender who can present a loan option within minutes.

What are the eligibility requirements?

To use EdgeLoanz, you typically must:

• Be at least 18 years of age

• Be a legal resident of the United States

• Have a valid Social Security Number

• Have a regular and verifiable source of income

• Have an active checking account

Individual lender requirements may vary.

Will submitting my information affect my credit score?

Submitting your initial request through EdgeLoanz usually results in a soft inquiry, which does not impact your credit score. If you choose to move forward with a lender’s offer, that lender may perform a hard inquiry, which could affect your credit score.

Is there a fee to use EdgeLoanz?

No. EdgeLoanz is completely free for consumers. We are compensated by partner lenders when a successful connection or loan offer is made.

What information do I need to submit?

You will generally need to provide:

• Personal details (name, address, date of birth, Social Security Number)

• Employment and income information

• Banking details (such as an active checking account)